What we will cover
By adding our optional Alternative Therapies cover to your Freedom Elite policy, you can benefit from cover for the following alternative therapies when referred by a GP or medical specialist:
- Acupuncture
- Osteopathy
- Chiropractic
- Podiatry
- Homoeopathy
You can choose your Alternative Therapies cover limit from these two options:
If the treatment is referred by your GP, we will pay for a maximum of six sessions during a policy year for all the listed therapies combined up to the level of cover chosen. If it is specialist referral, the six session limit does not apply. The therapist you see for treatment must be a member of or registered with their relevant professional body. For more information about our Alternative Therapies cover, please refer to the Elite Policyholder’s Guide to Cover (page 19).
What we will not cover
- Treatment provided by a medical provider who is not recognised by us or who is not registered with the relevant governing and regulatory body.
- Alternative or complementary therapy products or preparations which include (but are not limited to) homoeopathic remedies or substances.
- Any more than six session of all the listed alternative therapies combined on GP referral.
- Any treatment that exceeds your cover limit
Please note: To benefit from the Alternative Therapies cover, you must add this option to your Freedom Elite policy at the start of your cover. It is not part of the Elite core cover. Depending on your circumstances, you might also be able to add Alternative Therapies to your policy at renewal. If your policy includes Alternative Therapies cover, it will be shown on your certificate.
For more information on what is and what is not included in our Alternative Therapies health insurance option, please see our Freedom Elite Policyholder’s Guide. If anything is unclear or if you have any further questions, please do not hesitate to get in touch.